Commercial property owners insurance is cover for properties used as a business, whether it is be a factory, shop, salon, boutique or otherwise. Any commercial property owner usually has to be prepared for mishaps like storms, earthquakes, fire, explosions, lightening, etc.
Factors that have an impact on the premium paid for commercial property owners insurance usually include whether the property is occupied, how it is occupied and what type of trade the business is involved in.
If you want to safeguard your assets/business and make sure that your investment is protected, Property Owners Insurance is essential.
We can help you secure your property for the future, with tailor-made insurance policies that give you the confidence to stop worrying about what might happen and concentrate on getting the most from your investment.
A commercial property owner's policy is designed with a broad range of cover requirements and includes:
- Damage to property - loss damage or destruction of your buildings
- Loss of rent - cover against loss of rent receivable should your premises be unoccupied following loss or damage to your property
- Property owners public liability - protection against claims made by the public or other businesses for death, injury or damage to property brought about as a result of your negligence or that of your employees.
- Employers Liability - if your business employs any staff, including part-time staff, trainees or sub-contractors you are required to have this cover by law.
For more information on how IS Insurance can help with your insurance needs please contact us or call us on 020 8205 3000.