
All businesses
such as wholesalers, manufacturers, suppliers, importers and exporters will require insurance. However, there are certain trades where there is not a standard business insurance policy available. The reason
for this is that many types of businesses do not require the standard pacakge business insurance covers.
Businesses that are involved in the industrial, wholesale, import, export and warehouse industries will usually be the types of industries that will look for a commercial combined business insurance or
a combined business insurance or a traders combined business insurance policy.
These policies are created with the option of a number of sections i.e. property damage insurance (business assets insurance), loss of profit insurance, public liability insurance. Money insurance,
fixed glass insurance. The policy will include certain sections as a minimum. Usually this will be property damage or material damage and public liability. All other sections can be added in to the
policy if required.
IS Insurance will advise a business which sections they will require by law. This will usually be employers liability and engineering insepction cover. We will also advise on other sections which
the company could also take out. The decision will rest with the client, based on the advice of IS Insurance as their broker, as to which sections to insure. The more sections that are insured means
the more protection for the business.
For more information on how IS Insurance can help with your insurance needs please contact us or call us on 020 8205 3000.